As the United States buckle up for a change in administration and leadership, several economic changes are taking place, with repealing Obamacare being among the major ones. Before the Trump Administration came into power, the [...]

With the new white house administration, a top priority is the repeal of ‘Obamacare’.  When Obamacare was implemented a few years ago, there were parts of it that were good and parts not as well [...]

Donald Trump and the Republicans have been diligently working to set the “repeal and replace Obamacare” plan in motion, but they have yet to spell out their strategies for addressing the host of problems that [...]

When it’s cold outside, exposing your body to the temperature as well as exerting yourself in the winter weather can impact your health.  Cold weather is associated with risk for heart attack, trouble breathing, and [...]

The Affordable Care Act, more commonly known as Obamacare, was introduced into the America’s healthcare system about seven years ago with the aim to provide access to medical care to the citizens. Since 2010, the [...]

Everyday regular, trusting, hard-working people fall victim to scams involving investments.  This happens all over the world, not just in our country.  Many times, victims are associated by profession, friendship, religious affiliation, and other associations [...]

Planning is valuable for many reasons and helps to ‘normalize’ things when you find yourself in the middle of an unexpected life event.  A death, a critical illness, job loss, new family member, an inheritance, [...]

Critical Illness insurance has an interesting history in that it was started by a doctor, Dr. Marius Barnard.  Dr. Barnard was a South African cardiac surgeon and was a member of the medical team (headed [...]

Regardless of your health, start 2017 out right by scheduling your Annual Exam.  An Annual Exam is one where you visit your physician because you want to ‘screen’ for possible issues, and is done as [...]

Flu (Influenza) is a serious illness that can lead to hospitalization, and for those with compromised immune systems can result in death.  Every flu season is different, and the symptoms of flu can be different [...]

On Tuesday December 13, President Obama signed the 21st Century Cures Act, an omnibus health bill with something for everyone. The bill has been described variously as the last, best hope for bipartisan compromise and [...]

Living and working is dangerous. Your chances of becoming hurt and not being able to work is greater than your chance of dying (US Census Department).  So how to you offset the risk of lost [...]

Medical Debt is now one of the top five causes of bankruptcy in the United States (2015).  There are some steps that you can take to help avoid medical debt that you can’t afford: 1.  [...]

The American Psychological Society has surveyed Americans for the past seven years, to find the leading causes of stress in their life.  This year’s report (Released April 2016) indicates that the number one cause of stress is [...]

Life insurance rates are calculated based on a number of factors; the biggest impact being health related.  Although there is a ‘formula’ for determining rates that insurance companies use, these are the most common factors: [...]

With this year taking the largest hit for health care insurance premiums, many Americans are wondering when it will end and what can they do.  The Affordable Healthcare Act (ACA) has resulted in some carriers [...]

As you work and approach the end of the year, take time to understand what benefits are offered at your employer in addition to your employer sponsored retirement plan.  If you're a self employed individual, [...]

Influenza can occur at any time, but in the US it is most prevalent from October through May.  Keep yourself protected from getting sick through good health habits: Nutrition and Sleep- Eating ‘real’ food (fruit, [...]

Open enrollment for 2017 has begun on November 1, 2016, and will end on January 31, 2017. These dates are for both on and off-exchange plans. The deadline to enroll in a plan with a January 1, 2017 effective [...]